I do agree that a credit check may not show much for many jobs. I dont think a credit report has anything to do with work ethic, especially if you just made some bad free credit score free credit report Fairbanks decisions and are cleaning things up. Stockbrokers and money managers always say past performance is not indicative of future results and that should go for employers checking credit reports as well. But for consumers and our personal liberties, I think free credit score free credit report Fairbanks your credit score should be far more private. Not to mention that most peoples reports have errors, thus potentially negatively affecting your score. If an employer wants to hire me, then they can ask me to check it. Once they have my permission then they can move forward. But I dont think they should be free credit score free credit report Fairbanks able to just check your score if they want to. Theres a big problem with credit scores possible errors and no one uniformity among scores. annual credit report free As an employer it gives free credit score free credit report Fairbanks you one more piece of the puzzle in figuring out who that person in front of you is.
Though as the employee, your personal life takes a more prominent role.
Now imagine that the candidate had to borrow a lot of money for medical expenses, so the person has a huge debt and her credit score is a disaster.
Or maybe the money was to pay a lawyer for her divorce. What then, should the free credit score free credit report Fairbanks candidate have to explain her past medical condition? Give her a break, shes applying to a job, not trying to marry free credit score free credit report Fairbanks the company. free instant credit report Besides, in the three paragraphs of jobs detailed in the article, its all about what might happen if. Next thing will be the police checking on any citizen for what the person might do, that reminds me of a movie I saw recently with Tom Cruise. In the case of medical expenses, if an employer is going to be paying for your benefits free credit score free credit report Fairbanks do you think they have a right to know about free credit score free credit report Fairbanks your history? And just because you have debt it doesnt mean your credit score will be bad. Non-payments, or late payments would be more detrimental, I would think?
A divorce or medical procedure doesnt tell free credit score free credit report Fairbanks anything about how a person will perform with a company.
As a former CFO, I think all of my financial staff would have a background/credit check. All executives who had budget responsibility/authority should also be included. If you handle cash, they too should be included too. identity credit report I think I can see the logic in having those with access to cash having their credit checked and wanting those people to have better credit records. You are correct, those that have responsibly chosen to live debt free would be unfairly harmed by potential employers using a credit score to filter the candidate pool. Why would someone who is responsibly debt-free be harmed by having their credit score free credit score free credit report Fairbanks checked?
If banks wouldnt trust you with borrowed money, why should an employer trust you with to run/work inside their business?
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